PennyFlow is your ultimate expense tracker app designed to simplify your financial management. Whether you're tracking expenses for yourself or managing group finances, PennyFlow has got you covered.
Download on the App StorePennyFlow empowers users to take control of their finances with ease and precision. By offering intuitive tools for tracking expenses, managing budgets, and gaining actionable insights, it simplifies financial management for individuals and groups alike. With AI-powered advice and seamless integration, PennyFlow ensures smarter spending and better savings, making it the ultimate companion for achieving financial goals.
Stay on top of your spending with PennyFlow's intuitive tracking features. Monitor your personal expenses or collaborate with friends and family to manage group finances effortlessly.
Make smarter financial decisions with PennyFlow's AI integration. Get personalized advice and insights to optimize your spending and achieve your savings goals.
PennyFlow is committed to providing its core features completely free of charge. Enjoy unlimited access to essential tools for tracking expenses, managing budgets, and gaining insights without any hidden fees or subscriptions.
Auto recurring payments are a breeze with PennyFlow. Set up recurring expenses like subscriptions, bills, or memberships, and let PennyFlow handle the rest. Never miss a payment again while staying on top of your financial commitments effortlessly.
At PennyFlow, our vision is to empower individuals and communities to achieve financial freedom and stability. We believe that managing money should be simple, intuitive, and accessible to everyone. By leveraging cutting-edge technology and user-centric design, we aim to transform the way people interact with their finances, fostering smarter spending habits and greater savings.
We strive to educate and equip users with the tools they need to make informed financial decisions, ensuring a brighter and more secure future.
Our commitment is to provide a platform that prioritizes user trust, offering clear insights and actionable data without hidden fees or complexities.
By continuously innovating and integrating AI-powered solutions, we aim to redefine financial management and help users achieve their goals effortlessly.
PennyFlow is a comprehensive expense tracker app designed to simplify financial management for individuals and groups. It offers intuitive tools for tracking expenses, managing budgets, and gaining actionable insights.
Yes, PennyFlow provides its core features completely free of charge. You can enjoy unlimited access to essential tools without any hidden fees or subscriptions.
Absolutely! PennyFlow allows you to track both individual and group expenses, making it easy to collaborate with friends, family, or colleagues on shared financial goals.
Yes, PennyFlow supports auto recurring payments. You can easily set up recurring expenses like subscriptions, bills, or memberships and let PennyFlow handle the rest.
PennyFlow leverages AI-powered insights to offer personalized spending advice. It helps you optimize your financial decisions and achieve your savings goals.
Yes, PennyFlow prioritizes user trust and transparency. Your data is handled securely, and the platform is designed to provide clear insights without hidden complexities.
Yes, PennyFlow is designed to work seamlessly across multiple devices, ensuring you can manage your finances anytime, anywhere.
You can reach out to our support team via email at support@simexpenses.com or use the in-app chat feature for assistance.
Personal Information: When you use Penny Flow, we may collect data such as your name, email address, and financial information (e.g., expense details, budgets) to provide budgeting and tracking features.
Usage Data: We collect anonymized data on how you interact with the app, such as feature usage and navigation patterns, to improve performance and user experience.
Group Expense Data: If you use group expense tracking, we collect data related to shared budgets and transactions, accessible only to invited group members.
Device Information: We may collect device-specific data (e.g., device type, OS version) to optimize app functionality.
Location Data: If location services are enabled (optional), we may collect location data to enhance features like expense categorization by location.
Provide Services: To power budgeting, AI-driven spending advice, group expense tracking, and auto-recurring payment features.
Improve the App: Analyze usage patterns to enhance functionality and user experience.
Personalized Advice: Deliver tailored AI-powered spending recommendations based on your financial data.
Customer Support: Respond to inquiries and provide assistance.
Group Features: Group expense data is shared only with members you explicitly invite.
Service Providers: We may share data with trusted third-party providers (e.g., cloud services) to support app functionality, all bound by strict confidentiality agreements.
Legal Compliance: We may disclose data if required by law or to protect our rights and users’ safety.
No Third-Party Sales: We do not sell your personal data to third parties for marketing purposes.
We use industry-standard encryption (e.g., AES-256) to protect your data during transmission and storage. Access to your financial information is restricted to authorized personnel only. However, no system is completely secure, and we cannot guarantee absolute security.
We retain your data only as long as necessary to provide services or comply with legal obligations. You can request deletion of your account and data by contacting us at supports@simexpenses.com.
Location Services: You can disable location access in your device settings.
Data Access & Deletion: Request access to or deletion of your data by emailing supports@simexpenses.com.
Opt-Out: Adjust notification settings within the app to control communications.
Penny Flow may integrate with third-party services (e.g., payment processors) for recurring payment tracking. These services have their own privacy policies, and we encourage you to review them.
Penny Flow is designed to help users of all ages manage expenses effectively. Children under 13 may use the app with parental consent. Parents or guardians can contact us at supports@simexpenses.com to provide consent or request data deletion for their child’s account. We ensure all data is handled with the same care and security for all users.
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the effective date at the top of this page.
Last updated: January 2025